Zakat Foundation of India
Registered with Government of India under Indian Trusts Act. Also registered under:
In the name of Allah, Most Beneficent, Most Merciful
HAJ FUND of INDIA™
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At no point of time have all Muslims of the world ever been Hajis. It would always be that a selected few would perform Haj. That is as per Allah's law. May you constructively aspire to be part of the 'selected few'.
HFI strives to satisfy your fundamental religious need to save for Haj and protect these savings in pious Riba-Free safety.
Haj expenses are going up year after year. On the average, it takes a Muslim around seven to eight years to save up for Haj. During this period, we the Indian Muslims often save money in unsystematic and traditional manner. Many of us believe that money kept under the bed, pillow, in the pot or even in bank locker is not only safe but also such methods of saving are free of Riba.
Most of us do not like to keep these savings in the conventional banking system to ensure that our pious savings are not utilized for interest based commercial activity prohibited in Shari’ah. Yet, in modern times, at any place other than a bank the safety of savings is not fully guaranteed. This is a paradox.
HAJ SAVINGS DEDICATED FOR SOCIAL UPLIFT
Haj Fund of India has come up with an appropriate solution to this problem in a manner that enhances your sawaab while you save for Haj. It operates as a service agency to facilitate safe keeping of your savings for a pious purpose. The service has passed legal vetting.
Any Indian Muslim can open his or her Haj Account with HFI. Deposits can be made any time in this Haj Account in multiples of thousands. Like, 1,000, 2,000, 3,000, 4,000, 5,000, etc ... or more. There is no upper limit. You can deposit as many installments as you wish and you can do so whenever it is convenient to you.
MAKING DEPOSITS WITH HAJ FUND OF INDIA
You must write your full name, address and phone number, if any, behind the draft/cheque. Please make two copies of the draft/cheque. After doing so, please fill the Account Opening Form (HFI-A) and send it alongwith a photocopy of your draft or cheque through Speed Post or Registered Post to the following address: CEO, Haj Fund of India, CISRS House, 14 Jangpura B, Mathura Road, New Delhi 110014.
You have to send to us by post or give us by hand an application in Form HFI-B. We will issue a cheque or pay order in your name or in the name of Haj Committee or your travel agent. Its your choice. It would be sent to you by speed post or registered post or you can collect it in person.
UTILIZING HAJ FUND OF INDIA FOR COMMUNITY BENEFIT:
Some part of the Haj Fund of India is utilized to disburse short term microfinance loan to poor Muslims. For example, a Rickshaw puller buys a Rickshaw (instead of paying daily Rickshaw rent to its owner). Out of his savings he pays back the loan (without interest) to Haj Fund of India, over a period of six months.
So, within six months the loan amount comes back after economically empowering the Rickshaw puller.
Also, on the deposits, HFI makes the Zakat payment, on behalf of the depositors to its parent organisation, namely, Zakat Foundation of India.
The account holders get the added satisfaction that HFI provides significant social services through Zakat collected from the depositors’ accounts. This amount is utilised for helping the needy as per the specified Quranic categories, through Zakat Foundation of India.
That way, the sanctity of your Haj savings goes up and you will inshaAllah get greater sawaab of performing Haj. In any case, the much larger purpose of Haj - "the community is more important than the individual" - is adequately served reserving for you a higher pedestal in the Life Hereafter.
HFI also encourages the Indian Muslims to start saving at younger age to be able to go on the pilgrimage when they turn adult. All parts of Indian Muslim society stand proud when they hold an account with HFI as an intending pilgrim (‘Azam-e-Haj).
Throughout history, the 'Haj Economy' has been a source of prosperity. In today’s global economy, the skills associated with Haj — if strategically leveraged — could also become a source of community uplift.
HFI is one of the many examples how Islamic teachings can be implemented in today’s modern world and, once implemented, how useful and beneficial these can be to the individuals as well as for the ummah.
Leveraging Haj savings for community uplift by Dr Syed Zafar Mahmood:
How savings for Haj can bring greater reward (Haj ke liye bachat se izafi sawaab mumkin):
DETAILS ON HAJ FUND:
ENGLISH: Haj Fund’s policies click here >
HINDI: Haj Fund’s policies click here >
HOW TO CREATE A HAJ FUND OF INDIA ACCOUNT:
* 'Haj Fund of India' is trademarked under India Trademark Act.
Questions? Please email email@example.com
“Haj Committee of India do appreciate the idea of floating a separate unit, in the name of Haj Fund of India, for the community benefit and to protect the savings of intending pilgrims in pious Riba-Free safety…”
“The scheme should be given wide publicity through press and electronic media.”
- Haj Talbiyah